{"id":520,"date":"2026-10-25T16:37:28","date_gmt":"2026-10-25T16:37:28","guid":{"rendered":"https:\/\/seafcu.com\/?page_id=520"},"modified":"2026-10-25T16:51:30","modified_gmt":"2026-10-25T16:51:30","slug":"brizy-520","status":"publish","type":"page","link":"https:\/\/seafcu.com\/?page_id=520","title":{"rendered":"Eduation"},"content":{"rendered":"<div class=\"brz brz-root__container brz-reset-all brz-root__container-page\" >\n<section id=\"kYgZMYVAhZad_kYgZMYVAhZad\" class=\"brz-section brz-css-d-ynf0il brz-css-1xy0svw\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-1jd3a6u\" data-brz-custom-id=\"i2Rbbdh85qPT\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-9okhzy\">\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-bvwlse\" data-brz-custom-id=\"eEcygNxuvbBQ\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-wi6qch\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-16ahdsc\" data-brz-custom-id=\"gpLk1bTfWGle\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1fu0t23\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-92tyh3 brz-wrapper\">\n<div class=\"brz-image brz-css-d-1b08ejg brz-css-13gkd21\" data-brz-custom-id=\"tpKqRUE8ZcrZ\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-48r3k6 brz-css-1d476hs\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/logo.png\" loading=\"lazy\" alt=\"\" title=\"logo\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1y8hk6g brz-columns--max-height\" data-brz-custom-id=\"sDE0vMiJJHpU\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-mszu96\">\n<div id=\"\" data-brz-iteration-count=\"1\" class=\"brz-css-d-1wonu5h brz-css-2nsh46 brz-wrapper brz-animated brz-css-d-1ytc5dp brz-css-znztam\" data-animationid=\"te5ut631xR1n\">\n<div class=\"brz-image brz-css-d-18a5709 brz-css-1nq06dr\" data-brz-custom-id=\"x_I7GJVHunUG\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-kz4m71 brz-css-ahmuv9\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/mountains.png\" loading=\"lazy\" alt=\"\" title=\"mountains\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"m_Y1fO2gGnRZ_m_Y1fO2gGnRZ\" class=\"brz-section brz-css-d-ynf0il brz-css-1sazj79\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-1aufn64\" data-brz-custom-id=\"ij79_RDkxw9l\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-1oyb14h\">\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-10h8al4\" data-brz-custom-id=\"w7UpzVrvmWoY\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-r-1xc399q brz-css-15rnd39\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-15yx41d\" data-brz-custom-id=\"o047bZT22vgS\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1x1v4m6\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-kzohmb brz-wrapper\">\n<div class=\"brz-menu-simple brz-css-d-oq79tx brz-css-tpm6xg\">\n<div style=\"min-height:20px\">\n<div class=\"menu-home-container\">\n<ul id=\"menu-home\" class=\"menu\">\n<li id=\"menu-item-142\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-142\"><a href=\"https:\/\/seafcu.com\/\">Home<\/a><\/li>\n<li id=\"menu-item-221\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-221\"><a href=\"https:\/\/seafcu.com\/?page_id=205\">Online Banking<\/a>\n<ul class=\"sub-menu\">\n<li id=\"menu-item-425\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-425\"><a target=\"_blank\" href=\"https:\/\/my.homecu.net\/banking\/hcuLogin.prg?cu=SEAFCU\">Digital Banking<\/a><\/li>\n<li id=\"menu-item-426\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-426\"><a target=\"_blank\" href=\"https:\/\/seafcu.com\/\">Make A Loan Payment<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-295\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-295\"><a href=\"https:\/\/seafcu.com\/?page_id=278\">Membership<\/a>\n<ul class=\"sub-menu\">\n<li id=\"menu-item-424\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-424\"><a href=\"https:\/\/seafcu.com\/?page_id=393\">Our Leadership Team<\/a><\/li>\n<li id=\"menu-item-423\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-423\"><a href=\"https:\/\/seafcu.com\/?page_id=364\">Our Board of Directors<\/a><\/li>\n<\/ul>\n<\/li>\n<li id=\"menu-item-537\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-537\"><a href=\"https:\/\/seafcu.com\/?page_id=520\">Eduation<\/a><\/li>\n<li id=\"menu-item-422\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-422\"><a href=\"https:\/\/seafcu.com\/?page_id=405\">Fraud &#038; Scams<\/a><\/li>\n<li id=\"menu-item-384\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-384\"><a href=\"https:\/\/seafcu.com\/?page_id=333\">About Us<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"tkHUh7cJFkCu_tkHUh7cJFkCu\" class=\"brz-section brz-css-d-ynf0il brz-css-8qvnuv\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-rciao9\" data-brz-custom-id=\"aCfO71I4y0U_\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-6cu8xx\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-xck80w brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-x0n2y1\" data-brz-custom-id=\"zgGWQ_KH0JES\">\n<div data-brz-translate-text=\"1\">\n<h1 data-uniq-id=\"pPreG\" data-generated-css=\"brz-css-1rn6pw1\" class=\"brz-tp-lg-heading1 brz-text-lg-center brz-css-1rn6pw1\">Education<\/h1>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-11672ym brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-jvav8j\" data-brz-custom-id=\"kJDChlxEDIjJ\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"n0TQO\" data-generated-css=\"brz-css-1wkli4b\">Have you ever wondered what all these financial terms are that you hear?  Here is a brief list of different financial terms to help you understand the terms that are being used.A helpful way to remember the fundamentals is that nearly all finance revolves around four core concepts: <\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"n0TQO\" data-generated-css=\"brz-css-1wkli4b\"><strong>Assets, Liabilities, Income, and Cash flow<\/strong>. <\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"n0TQO\" data-generated-css=\"brz-css-1wkli4b\">Understanding those provides the foundation for investing, business finance, accounting, and personal wealth management.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-44x2ya\" data-brz-custom-id=\"ks5epr2oVoU3\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-1guuxr\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1mj7t2h\" data-brz-custom-id=\"fiqgzcxxcRtA\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1adneh8\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-1jq52uw brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-qc5lpp\" data-brz-custom-id=\"zvktMN_l0Bm1\">\n<div data-brz-translate-text=\"1\">\n<h4 class=\"brz-text-lg-center brz-tp-lg-heading4 brz-css-195gegk\" data-uniq-id=\"ylFQ3\" data-generated-css=\"brz-css-195gegk\"><span class=\"brz-cp-color7\">Term<\/span><\/h4>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"puiaP\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Gross Income: <\/strong><strong class=\"brz-cp-color7\"> <\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"puiaP\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Net Income: <\/strong><strong class=\"brz-cp-color7\"> <\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"puiaP\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Asset<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"p7q5H\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Liability<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"oHF9Z\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Equity<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"zHlrX\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Revenue<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"tbUkv\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Profit<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"bkMBP\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Cash Flow<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"piiQ9\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Capital<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"mdWHN\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Investment<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"t9Puj\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Dividend<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"yiGGo\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Interest<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"jsugY\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Inflation<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"x2SaS\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Principal<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"eXQPM\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Return on Investment (ROI)<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"bpZfS\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Net Worth<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"zItrf\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Liquidity<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"aVkIq\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Balance Sheet<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"dk889\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Income Statement<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"piQ4d\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Diversification<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"rAexf\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Market Capitalization (Market Cap)<\/strong><\/p>\n<p class=\"brz-text-lg-right brz-tp-lg-paragraph brz-css-hxm3m1\" data-uniq-id=\"tdoJd\" data-generated-css=\"brz-css-hxm3m1\"><strong class=\"brz-cp-color7\">Credit Score<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-nn8y5e\" data-brz-custom-id=\"aLQSbhufE4F7\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1hgjxrx\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-r82rra brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-sa2lpe\" data-brz-custom-id=\"nmIbFuLxrJy_\">\n<div data-brz-translate-text=\"1\">\n<h4 class=\"brz-tp-lg-heading4 brz-text-lg-center brz-css-195gegk\" data-uniq-id=\"y06Sc\" data-generated-css=\"brz-css-195gegk\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Definition <\/span><\/h4>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"rbS69\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Total income before taxes and deductions. <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"rbS69\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Income remaining after taxes and deductions.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"rbS69\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Anything of value owned by a person or business that can provide future economic benefit.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"kYyoY\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">A debt or financial obligation owed to another person or organization. <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"lQ3cH\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">The owner&#8217;s share of a business after liabilities are deducted from assets. <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"dSo5a\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">The total income generated from sales of goods or services before expenses are deducted.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"yaGw4\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">The money remaining after all expenses, taxes, and costs have been paid.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"kb_Ju\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">The movement of money into and out of a business or personal account.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"ysw05\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">Money or assets available for investment or business operations.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"j5u69\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">An asset purchased with the expectation of generating income or increasing in value.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"hsEFq\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\">A payment made by a company to its shareholders, usually from profits.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"kH4RP\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> The cost of borrowing money or the earnings from lending money.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"z0ydV\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> The general increase in prices over time, reducing purchasing power.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"pe8_T\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> The original amount of money invested or borrowed, excluding interest.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"pd4H_\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> A measure of profitability calculated by comparing gains to the cost of an investment.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"pis36\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> The value of all assets owned minus all liabilities owed.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"bIDXP\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> How quickly an asset can be converted into cash without losing significant value.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"e_EFI\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> A financial statement showing assets, liabilities, and equity at a specific point in time.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"jnqpa\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> A financial report showing revenue, expenses, and profits over a period.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"izXAw\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> Spreading investments across different assets to reduce risk.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"hxKkA\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> The total value of a company&#8217;s outstanding shares of stock.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"uMDTL\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> A numerical rating that indicates a person&#8217;s creditworthiness and borrowing risk.<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"oZRuH\" data-generated-css=\"brz-css-1wkli4b\"><span class=\"brz-cp-color7\" style=\"color: rgb(102, 102, 102);\"> <\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-e78ix7\" data-brz-custom-id=\"shX8YOQB5tNc\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-r-1xc399q brz-css-1m0711b\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1jpgmuy\" data-brz-custom-id=\"n_JPSfM9aY7k\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1v3lgqk\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-1th4hqc brz-wrapper\">\n<div class=\"brz-image brz-css-d-1dj9r4a brz-css-1gf7puk\" data-brz-custom-id=\"gdE5pHcqiSc_\"><a class=\"brz-a\" target=\"_self\" rel=\"noopener\" href=\"#rQR5NlUWpVpX\" data-brz-link-type=\"popup\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-1vl61y1 brz-css-11m63rq\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1-1024x683.jpg\" loading=\"lazy\" alt=\"\" title=\"fundamentals\" draggable=\"false\"><\/picture><\/a><\/div>\n<div class=\"brz brz-popup2 brz-popup2__preview brz-popup2__auto brz-popup2--fixed brz-css-d-yrxg4g brz-css-1lb34l3\" id=\"rQR5NlUWpVpX\" data-brz-popup=\"rQR5NlUWpVpX\" data-brz-click_outside_to_close=\"true\" data-brz-once-id=\"rQR5NlUWpVpX\" data-brz-custom-id=\"gdo7d6zM2QbN\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-popup2__inner brz-d-xs-flex brz-flex-xs-wrap brz-css-d-d97ovi brz-css-1v5anm1\">\n<div class=\"brz-container__wrap\">\n<div class=\"brz-popup2__close\" data-brz-custom-id=\"gdo7d6zM2QbN--close\"><svg class=\"brz-icon-svg\"><use href=\"\/wp-content\/plugins\/brizy\/public\/editor-build\/prod\/editor\/icons\/editor\/close-popup.svg#brz_icon\"><\/use><\/svg><\/div>\n<div class=\"brz-container\">\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-7m92sd\" data-brz-custom-id=\"cDVbNSnWNgsS\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-row brz-row--inner brz-css-d-1n95ksq brz-css-1tlcinx\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1gocewt\" data-brz-custom-id=\"tyN4IhYCYIdH\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-cgac4k\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-ebiafg brz-wrapper\">\n<div class=\"brz-image brz-css-d-1ybtflh brz-css-1bl8dwk\" data-brz-custom-id=\"ffuo7t8Arexc\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-1dc3x5s brz-css-1l3a1cb\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg\" loading=\"lazy\" alt=\"\" title=\"fundamentals\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-zup0bj\" data-brz-custom-id=\"iZ3G3fiIQqzQ\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-52d8a\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-isqcao brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-1wighi\" data-brz-custom-id=\"sTHGjJm9NDEz\">\n<div data-brz-translate-text=\"1\">\n<p data-uniq-id=\"n0TQO\" data-generated-css=\"brz-css-dqzu38\" class=\"brz-tp-lg-paragraph brz-text-lg-center brz-css-dqzu38\">A helpful way to remember the fundamentals is that nearly all finance revolves around four core concepts:<\/p>\n<p data-uniq-id=\"ltlMe\" data-generated-css=\"brz-css-dqzu38\" class=\"brz-tp-lg-paragraph brz-text-lg-center brz-css-dqzu38\"><\/p>\n<p data-uniq-id=\"hfxoX\" data-generated-css=\"brz-css-dqzu38\" class=\"brz-tp-lg-paragraph brz-text-lg-center brz-css-dqzu38\"><strong>Assets, Liabilities, Income, and Cash flow<\/strong>.<\/p>\n<p data-uniq-id=\"m6hKu\" data-generated-css=\"brz-css-dqzu38\" class=\"brz-tp-lg-paragraph brz-text-lg-center brz-css-dqzu38\"><\/p>\n<p data-uniq-id=\"h5X68\" data-generated-css=\"brz-css-dqzu38\" class=\"brz-tp-lg-paragraph brz-text-lg-center brz-css-dqzu38\">Understanding those provides the foundation for investing, business finance, accounting, and personal wealth management.<\/p>\n<p class=\"brz-text-lg-center brz-tp-lg-paragraph brz-css-dqzu38\" data-uniq-id=\"oYzMu\" data-generated-css=\"brz-css-dqzu38\"><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-uniq-id=\"u0DzC\" data-generated-css=\"brz-css-1wkli4b\"><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"ok4UvXukxuYv_ok4UvXukxuYv\" class=\"brz-section brz-css-d-ynf0il brz-css-9u73xx\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-1nsn7aq\" data-brz-custom-id=\"xh7Caa_gRGi_\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-1i3jdvs\">\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-1xdp70i\" data-brz-custom-id=\"dLv8m1DMCCkj\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-1ngnqgm\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-crjd25\" data-brz-custom-id=\"dKA1j5q9qsKI\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-x9ar4h\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-k5qaqo brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-wtlu9o\" data-brz-custom-id=\"baIAOrtzL_0y\">\n<div data-brz-translate-text=\"1\">\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"kEaBB\"><strong style=\"color: rgba(var(--brz-global-color2),1);\" class=\"brz-cp-color2\">Douglas Branch <\/strong><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"bxJ5v\"><span class=\"brz-cp-color7\">1600 N. Panamerican Avenue \u2022 PO Drawer 1059 \u2022 Douglas, Arizona 85608<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"bYRsI\"><span class=\"brz-cp-color7\">(520) 364-8401 \u2022 Fax (520) 364-2967<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"phfxR\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; font-size: 16px; line-height: 1.9; letter-spacing: normal; font-variation-settings: &quot;SOFT&quot; 0, &quot;wdth&quot; 100, &quot;wght&quot; 400; font-weight: 400; font-style: normal; font-family: Overpass, sans-serif !important;\"><span class=\"brz-cp-color7\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; color: rgb(18, 86, 31);\">Hours of Operation:<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"k9dKC\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; font-size: 16px; line-height: 1.9; letter-spacing: normal; font-variation-settings: &quot;SOFT&quot; 0, &quot;wdth&quot; 100, &quot;wght&quot; 400; font-weight: 400; font-style: normal; text-transform: none; font-family: Overpass, sans-serif !important;\"><span class=\"brz-cp-color7\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; color: rgb(117, 117, 117);\">Monday &#8211; Thursday:&nbsp;&nbsp;&nbsp;9:00AM &#8211; 4:30 PM<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"vJTJB\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; font-size: 16px; line-height: 1.9; letter-spacing: normal; font-variation-settings: &quot;SOFT&quot; 0, &quot;wdth&quot; 100, &quot;wght&quot; 400; font-weight: 400; font-style: normal; text-transform: none; font-family: Overpass, sans-serif !important;\"><span class=\"brz-cp-color7\" style=\"--tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgba(59,130,246,.5); --tw-ring-offset-shadow: 0 0 transparent; --tw-ring-shadow: 0 0 transparent; --tw-shadow: 0 0 transparent; --tw-shadow-colored: 0 0 transparent; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; --tw-contain-size: ; --tw-contain-layout: ; --tw-contain-paint: ; --tw-contain-style: ; color: rgb(117, 117, 117);\">Friday:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9:00AM &#8211; 6:00 PM<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"yNJAA\"><span class=\"brz-cp-color7\"> <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"xaIEb\"><strong>Benson Branch<\/strong><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"j78Xl\"><span class=\"brz-cp-color7\">182 E. 4th Street \u2022 PO Box 2317 \u2022 Benson, Arizona 85602:<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"oJl5p\"><span class=\"brz-cp-color7\">(520) 586-7095 \u2022 Fax (520) 586-7097<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"oJl5p\"><span class=\"brz-cp-color7\">Hours of Operation: <\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"lxKaQ\"><span class=\"brz-cp-color7\">Monday &#8211; Friday:&nbsp;&nbsp;&nbsp;&nbsp;9:00 AM &#8211; 4:30 PM<\/span><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"v63Nf\"><\/p>\n<p class=\"brz-tp-lg-paragraph brz-css-1wkli4b\" data-generated-css=\"brz-css-1wkli4b\" data-uniq-id=\"aWuIP\"><span class=\"brz-cp-color7\">*Closed all Federal Holidays<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1212fw9\" data-brz-custom-id=\"a8nSwoR1Z5hd\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-2786wx\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-1iboer9 brz-wrapper\">\n<div class=\"brz-image brz-css-d-127yeo7 brz-css-8cb0j4\" data-brz-custom-id=\"dYgFbrRSZnzr\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-1yud3k7 brz-css-94adac\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/content_bg.png\" loading=\"lazy\" alt=\"\" title=\"content_bg\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"n6D_zPmfsXTQ_n6D_zPmfsXTQ\" class=\"brz-section brz-css-d-ynf0il brz-css-azxyza\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-1b9h5fl\" data-brz-custom-id=\"faofpXRkIKuK\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-qdvbas\">\n<div class=\"brz-row__container brz-css-d-w3a52u brz-css-bhn6z4\" data-brz-custom-id=\"pghoOCpvVeUO\">\n<div class=\"brz-row brz-css-d-1n95ksq brz-css-ldpuvy\">\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1k8lwts\" data-brz-custom-id=\"wxPdu5wZZ0rT\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1cgk444\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-a87fuy brz-wrapper\">\n<div class=\"brz-image brz-css-d-1lg2l7d brz-css-ycgok6\" data-brz-custom-id=\"c_vR0TEIf3Lj\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-7uhj9h brz-css-1tikesr\"><img decoding=\"async\" class=\"brz-img brz-img-svg\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/credit-union.svg\" loading=\"lazy\" alt=\"\" title=\"credit-union\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1pkbv0b\" data-brz-custom-id=\"hHE1QUmFPE2s\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-1st3e0x\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-9un5nj brz-wrapper\">\n<div class=\"brz-image brz-css-d-4j8dy0 brz-css-1o2v7it\" data-brz-custom-id=\"bmeYgofiNohA\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-188ayd3 brz-css-30z6mx\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 2x\" media=\"(min-width: 992px)\"><source srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 2x\" media=\"(min-width: 768px)\"><img decoding=\"async\" class=\"brz-img\" srcset=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 1x, https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png 2x\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png\" loading=\"lazy\" alt=\"\" title=\"equalhousinglenderlogo1\" draggable=\"false\"><\/picture><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"brz-columns brz-css-d-j7y22h brz-css-1oheh7i\" data-brz-custom-id=\"izv0AlNsMR8W\">\n<div class=\"brz-column__items brz-css-d-v5w42e brz-css-wyv6i4\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-1jt0luv brz-wrapper\">\n<div class=\"brz-image brz-css-d-1qlwboz brz-css-1afd5gx\" data-brz-custom-id=\"yzENjZmBfnv3\"><a class=\"brz-a\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/mycreditunion.gov\/\" data-brz-link-type=\"external\"><picture class=\"brz-picture brz-d-block brz-p-relative brz-css-d-3xiwci brz-css-uulh2f\"><img decoding=\"async\" class=\"brz-img brz-img-svg\" src=\"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/Blueinsurlabel.gif\" loading=\"lazy\" alt=\"\" title=\"Blueinsurlabel\" draggable=\"false\"><\/picture><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<section id=\"kkoq7T6wHx25_kkoq7T6wHx25\" class=\"brz-section brz-css-d-ynf0il brz-css-1izv1l9\">\n<div class=\"brz-section__content brz-section--boxed brz-css-d-oh3bvl brz-css-1b5yrb9\" data-brz-custom-id=\"skS_qEQOlX2D\">\n<div class=\"brz-bg\">\n<div class=\"brz-bg-color\"><\/div>\n<\/div>\n<div class=\"brz-container brz-css-d-x9rvyp brz-css-12lh6kz\">\n<div id=\"\" class=\"brz-css-d-1wonu5h brz-css-l3i9m brz-wrapper\">\n<div class=\"brz-rich-text brz-rich-text__custom brz-css-d-1ehz5mr brz-css-1sdxmw9\" data-brz-custom-id=\"pE1IDzR143VO\">\n<div data-brz-translate-text=\"1\">\n<p data-generated-css=\"brz-css-1s9z2xr\" data-uniq-id=\"xvQYl\" class=\"brz-tp-lg-empty ql-align-center brz-text-lg-center brz-ff-overpass brz-ft-google brz-fs-lg-19 brz-fss-lg-px brz-fw-lg-400 brz-ls-lg-0 brz-lh-lg-1_9 brz-vfw-lg-400 brz-fwdth-lg-100 brz-fsft-lg-0 brz-css-1s9z2xr\"><span style=\"color: rgba(var(--brz-global-color2),1);\" class=\"brz-cp-color2\">Copyright \u00a9 2026 Southeastern Arizona Federal Credit Union<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section><\/div>\n<p><!-- version:1792947090 --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Online Banking Digital Banking Make A Loan Payment Membership Our Leadership Team Our Board of Directors Eduation Fraud &#038; Scams About Us Education Have you ever wondered what all these financial terms are that you hear? Here is a brief list of different financial terms to help you understand the terms that are being [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"brizy-blank-template.php","meta":{"footnotes":""},"class_list":["post-520","page","type-page","status-publish","hentry"],"brizy_media":[{"id":539,"url":"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/fundamentals-1.jpg","name":"fundamentals-1.jpg","meta":{"brizy_attachment_uid":"wp-93621b5d24defa5884fac094a48eb661.jpg","brizy_post_uid":["8dc5f66889f65e7a55179380b7a6ca7b"]}},{"id":542,"url":"https:\/\/seafcu.com\/wp-content\/uploads\/2026\/10\/equalhousinglenderlogo1.png","name":"equalhousinglenderlogo1.png","meta":{"brizy_attachment_uid":"wp-1026e19f998b064c37a03318159c054e.png","brizy_post_uid":["8dc5f66889f65e7a55179380b7a6ca7b","65bb51d109dbb787375aad1eac7429be","bb98cd67fdc90d5b11456a6325b78991","08c565efc893be9ad150647879fac8a7","73d5e90e6c7b2125406639283fad8cac","3cad8c38057e347172e30338beca92b0","3d59dea0656941a050a6037a4ef5b1ff","c591991249e454f7fcdc356737ce88fd"]}}],"_links":{"self":[{"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/pages\/520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/seafcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=520"}],"version-history":[{"count":5,"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/pages\/520\/revisions"}],"predecessor-version":[{"id":545,"href":"https:\/\/seafcu.com\/index.php?rest_route=\/wp\/v2\/pages\/520\/revisions\/545"}],"wp:attachment":[{"href":"https:\/\/seafcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}