Our Board of Directors
About our Board of Directors
The board of directors of SEAFCU is a group of volunteers, who are elected by the members, who provide overall governance and strategic direction for the credit union. Unlike a bank's board, which represents shareholders, a credit union's board represents the members, who are also the owners of the credit union.
The board's responsibilities include:
- Setting Strategic Direction
- Establish long-term goals and objectives.
- Approve major business plans, budgets, and initiatives.
- Ensure the credit union remains financially strong and member focused.
- Oversight of Management
- Hire the CEO.
- Monitor management's performance without handling day-to-day operations.
- Ensure management is executing board-approved policies and strategies.
- Financial Stewardship
- Review financial reports and key performance indicators.
- Ensure assets are protected and resources are used responsibly.
- Maintain adequate capital and financial stability.
- Risk Management and Compliance
- Establish policies for managing operational, financial, cybersecurity, and regulatory risks.
- Ensure compliance with federal and state credit union regulations.
- Oversee internal and external audits.
- Representing the Membership
- Act in the best interests of all members, not a particular group.
- Maintain the credit union's mission and cooperative principles.
- Consider how policies and services affect members.
- Governance and Policy Development
- Adopt and periodically review policies.
- Ensure ethical conduct and sound governance practices.
- Maintain board effectiveness through training and succession planning.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Ross Anderson
Retired, High School Principal for Bisbee High School; Assistant Principal for Coolidge High School; Vocational Coordinator for Coolidge Public Schools; Assistant Principal, Snowflake High School;
Coolidge Lions Club President; Bisbee Kiwanis Club President twice and Board of Directors more than ten years, and Scholarship Chairman, member of the SEAFCU for over 20 years and board
member for approximately 14 years; a resident of Cochise County since 1997. Married to Yolanda Anderson, father of two sons, and proud grandfather of a granddaughter.
Education: Bachelors of Ag. Ed & Science, Tarleton State; Masters in Secondary Education, University of Arizona; Public School Administration, Northern Arizona University.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Hilbert Bernal
The head of Building and Grounds for the Community Presbyterian Church in Benson; AIA official for track and field for the last 14 years; retired from Tombstone Public Schools after 33 years teaching band and choir; taught eight years in Benson; treasurer of the Southern Arizona Band and Orchestra Association for 17 years; choir director for the Community Presbyterian Church for 37 years; helped organize the Alumni Band in Benson. He is a graduate of the University of Arizona with a bachelor’s in music education and master's in music education in 1983; has volunteered as Board President for the credit union for twenty years and four as Vice-President. He has been married for 54 years and father of five children.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Jennifer Fimbres
Employer: Southwest Urology Specialists
Title: Office Manager
Educational Background: Graduate of Douglas High School, Cochise College and Pima Medical Institute
Special Qualifications: Born and raised in Douglas, Arizona. Worked at Southeastern Arizona FCU for 8 years. Worked in the medical field for several years until promoting to Office Manager at Southwest Urology
Specialists.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Jose Raul Grijalva
Employer: City of Douglas
Title:
Councilman
Educational Background: Graduated Douglas High School and has 1 year
of community college completed.
Special Qualifications: Assistant preacher, basketball coach, Food
Bank Volunteer, Finance Committee Chairman for the City of Douglas.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Danitza Moreno
Employer: DYM Financial Solutions
Title: Financial Strategist
Educational Background: Graduate of Douglas, High School; AA from Cochise College
Special Qualifications: Born and raised in Douglas, Arizona, where she was educated locally before attending
Cochise College, earning her associate degree. She then continued her education at the University of Arizona, where she pursued a degree in engineering. Danitza spent 13 years teaching math before transitioning into the financial services and mortgage lending industry. Today, she serves families as a financial strategist and mortgage loan originator, helping them build, protect, and grow their financial futures. As a mother of two, Danitza is deeply committed to the well-being and financial literacy of her community.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Ida Ann Pedregó, I
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational Background: AA from Cochise College; BA in Education University of Arizona, English as a Second Language (ESL) and an Administrative Endorsement from Northern Arizona University; and MA in Guidance and Counseling from Western New Mexico University (WNMU). Special Qualifications: Business owner and manager of a local boutique for over 20 years; knowledgeable in hiring, supervising, & training employees; placing orders, keeping inventory, payroll, creating budgets, and completing tax forms. Currently, a member of Expect More Arizona (The Movement for World-Class Education), board member on the Industrial Development Authority of the City of Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and member for over 35 years and one of the Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca Accommodation Schools as school guidance counselor; Douglas Unified School District as a 3rd Grade teacher, District Personnel secretary, High School Bookstore Manager, and teacher assistant; and volunteered as local church treasurer for over 25 years.
Employer: Illusions Boutique/Retired
Title: Owner/Manager
Educational
Background: AA from Cochise College; BA
in Education University of Arizona, English as a Second Language (ESL) and an
Administrative Endorsement from Northern Arizona University; and MA in Guidance
and Counseling from Western New Mexico University (WNMU).
Special Qualifications: Business owner and manager of a local
boutique for over 20 years; knowledgeable in hiring, supervising, &
training employees; placing orders, keeping inventory, payroll, creating
budgets, and completing tax forms.
Currently, a member of Expect More Arizona (The Movement for World-Class
Education), board member on the Industrial Development Authority of the City of
Douglas (IDA), President of the Douglas Merchant’s Association (DMA); and
member for over 35 years and one of the
Board of Directors for SEAFCU. Previously work for 16 years Fort Huachuca
Accommodation Schools as school guidance counselor; Douglas Unified School
District as a 3rd Grade teacher, District Personnel secretary, High
School Bookstore Manager, and teacher assistant; and volunteered as local
church treasurer for over 25 years.
Abe Villarreal
Employer: Cochise College
Title: Campus Dean
Educational Background: Master’s degree in educational leadership from Western New Mexico University.
Bachelor of Business Administration from Western New Mexico University. Special Qualifications: Current volunteer at Kiwanis of Greater Douglas, Court appointed Special Advocate, Center of Academic Success, Centro de Atencion al Migrante Exodus, Canyon Vista Medical Center, the Douglas Historical Society, Good Neighbor Alliance (soup kitchen). Previously volunteered at Big Brothers Big Sisters, Silver City Gospel Mission, and Calvary Chapel of Silver City Children’s Ministry.
Douglas Branch
1600 N. Panamerican Avenue • PO Drawer 1059 • Douglas, Arizona 85608
(520) 364-8401 • Fax (520) 364-2967
Hours of Operation:
Monday - Thursday: 9:00AM - 4:30 PM
Friday: 9:00AM - 6:00 PM
Benson Branch
182 E. 4th Street • PO Box 2317 • Benson, Arizona 85602:
(520) 586-7095 • Fax (520) 586-7097
Hours of Operation:
Monday - Friday: 9:00 AM - 4:30 PM
*Closed all Federal Holidays
Copyright © 2026 Southeastern Arizona Federal Credit Union